Saturday, August 22, 2020

Easy Topics For Argumentative Essay

Easy Topics For Argumentative EssayEasy topics for argumentative essay are crucial to passing your college admission test and getting accepted into your dream school. But first, let's see why it is important to write an essay at all.When you compose a persuasive essay, you must make your point clearly and persuasively. And, the best way to do this is to discuss the topic or subject matter. But what if you don't have time to spend with your friends and family discussing what is going on in your life? What if you don't know where to start?There are many subjects to write about and topics to write about in college, but many students are looking for a creative way to make their arguments. They may not be able to find a good topic for argumentative essay because they are afraid that it will take too much time. And in college, time is limited.It can be difficult to decide which topic or essay is going to be used to create a compelling essay. There are so many easy topics for argumentative essay and you can choose from them.One of the easiest easy topics for argumentative essay is the topic of gossip. Gossip is very common in society, but you must understand that your essay will be more convincing if you will use this as your starting point. In your essay, you must give reasons why you think a certain issue or subject matter is worthy of discussion.Another of the easy topics for argumentative essay is the topic of religion. Religion is often the topic of debate in society. You must be able to show that you have an understanding of what the religion means to you.And, the most common topic for argumentative essay is the subject of relationships. Relationship is a sensitive topic that you must be careful in writing. You need to make sure that you write the essay in a way that will convince your reader to agree with you.The topics you choose to write about can go a long way towards improving your chances of passing your college admission test. You may even come up with so me topics you never thought you would try to write about.

Thursday, July 16, 2020

8 Financial Tips for Freelancers

8 Financial Tips for Freelancers 8 Financial Tips for Freelancers 8 Financial Tips for FreelancersWorking freelance means being prepared to hustle for your next gig, save money to cover late payments, and maybe even becoming a corporation!We’re going to let you in on a little secret: The “we” who collectively bring you the OppLoans Financial Sense blog have some experience with freelance writing. And that’s how we can definitively tell you that freelance writingâ€"and freelance work in generalâ€"is truly a land of contrasts.On the one hand, you’ll likely have a higher degree of freedom about how you structure your time. On the other hand, your situation will likely be much more precarious. A salaried position might be more restrictive when it comes to your work week, but the regular paycheck and (if you have them) benefits can lead to more financial freedom overall.That’s why we spoke to the experts to find out how freelancers can even the odds and improve their financial situation.1. Track your spending.Everyone should keep track of wh at they spend. But it’s especially important if you have irregular income, as many freelancers do.“You should start tracking your spending with whatever method you’re most likely to stick withâ€"write it down, use an Excel sheet, or install a convenient app,” advised Michael Minter, managing partner of Mintco Financial. “At the end of the month, you can view your financial history and determine where you could have saved more.”And speaking of saving more…2. Build up your savings.As with tracking your spending, everyone should have an emergency fund, but it’s absolutely vital for freelancers. You may not always know when your next check will come, and financial emergencies can happen regardless of the whims of your clients’ payroll departments.“Create an emergency fund so you dont have to borrow at high rates when an unexpected expense comes up,” suggested Ilene Davis, CFP(R), MBA, and author of Wealthy by Choice:  Choosing your Way to a Wealthier Future. “Pu t enough into savings to cover two months of bills.”Lacking an emergency fund is one of the main reasons people find themselves stuck with no credit check loans,  payday loans, and cash advances during times of financial stress. The more you can save, the more secure your finances will beâ€"whether youre a freelancer  or  not.3. Always be outreaching.When work isn’t guaranteed, you want to create as many possibilities for yourself as you can. You’re essentially always applying for jobs, and as is the case whenever you’re applying for jobs, it comes down to a numbers game. You may have to send out dozens of messages to get one response.“The most important tip is to market even when youre busy,” Linda Formichelli, longtime freelance content writer and journalist, told us. “Too often, freelancers do a lot of marketing, get busy with work, and stop marketing. Then they turn in all the assignments and … they have no more work on their schedule. At all. Its key to carve o ut time for marketing no matter how busy you are, so youll always have money coming in.“If youre truly overwhelmed with paying assignments, you might just reach out to old clients letting them know your schedule will be opening up soon, connect with prospects on LinkedIn, or repurpose pitches that never sold.”But dont just go harder with your outreach. Work smarter, as well, be prioritizing outreach to some potential clients over others.“Target clients that will provide work on a regular, repeated basis,” suggested Janet Attard, founder of BusinessKnowHow.com. “These will vary depending on what you do, but if you manage social media for companies, for instance, you’d want to look for companies big enough to needâ€"and be able to pay youâ€"on an ongoing basis for some substantial number of hours of work a month.The reason: startups and small businesses that want small jobs done on an occasional basis often take up a lot of unbillable time, partly because of the number of small invoices you’ll need to send out and then make sure you collect. They may also need a lot of handholding.”4. Dont shortchange yourself.You can’t be afraid to make your quote as high as it needs to be.“Price your services to cover your overhead,” advised Abbey Woodcock, creator of The Business of Copy. “Just because you made $20/hr at your full-time job, doesn’t mean you should price your service at $20/hr. You need to factor in things like payment processing fees, software and tech you maintain, etc.Understand your numbers. How much of your fee goes to taxes? What percentage of your time are you spending finding clients? (You don’t get paid for this time so your rates need to cover it). Are you saving for retirement? Do you have a plan for time off/vacations?”Oh, and speaking of taxes 5. Tax attacks.When youre a freelancer, your client/employer likely wont be deducting anything from your check to cover taxes. Youre expected to do that yourself. As such, being a freelancer can mean getting hit with a huge bill come tax time.One way to offset the pain at tax time is to have a separate fund in addition to your emergency fund you can use to prepare for said tax bill. Here’s how Minter put it:“When you’re self-employed, you’re in charge of sorting your own taxes, the last thing you want is a huge tax bill to hit you by surprise. Put a percentage of your earnings away and don’t touch them, so when it comes to that time of the year, you’re ready with the money.”6. Go corporate.  If youre looking to minimize your tax burden, you could also look into becoming a corporation.“I’m an attorney, and also work to help businesses get started,” Deborah Sweeney, CEO of MyCorporation.com  explained. “We work with many freelancers who are finding it a financial benefit to incorporate (S-Corporation) so that they can have write-offs and put themselves on payroll for FICA tax savings.Many freelancers also see the benefit in protecting t heir personal assets by forming a separate corporate entity under which they perform their business services. This is a great way to protect yourself, manage your assets, and save on taxes.Organizing your business structure is also a great way to obtain more business and present a professional business to potential clients and customers. Freelancers give a professional sense about themselves when their business and corporate structure are established.”Of course, regardless of whether you officially incorporate or not, each freelancer is a business in some sense. And that means…7. Get your money.No business can survive unless it is actually getting paid for the services it offers. Which is why, above all else, you need to make sure you’re actually getting paid for the work you’re doing for clients. And, unfortunately, it isn’t always easy.Paul Gordon, a consultant with the Kinum  collection agency, gave us a detailed overview: “Getting paid is a resource-intensive task fo r most businesses. For most businesses that I work with, providing a convenient way for customers to pay is a critical step in receiving that payment. This generally means an online payment method like a web portal or payment system.Also necessary for this is enough communication with the customer to get the customer to take action and pay their bill. One statement every 30 days in a mailbox is a recipe for disaster. Customers with balances due need to be communicated with every few days, using more than one communication channel.“There is no substitute for acting early for both collecting the amount due and keeping the customer. In order to collect a debt (regardless of how old it is) there are only three ways to communicate with that customer: phone, mail, or the customer comes into the business.“It is always a good idea to get an agreement on payment in writing and signed by the customer. If the customer challenges the debt with an agency, the agency will typically ask for do cumentation. A signed agreement carries more weight than a ledger.”8. Be strategic with your invoicing.When youre a freelancer, youre basically your own collections agency. And while you have to remain persistent, you also dont want to be so aggressive that the company decides to not work with again. Maintaining that balance will be key.“If you’re doing work for   or bigger clients, ask, how long they normally take to pay,” suggested Attard. “And be sure you know who needs to get the invoice, so you get paid on a timely basis. If you’ll be doing a big job for a company (ie, something that will tie up a significant amount of your time) ask to be paid in stages. Get money up front to start the job, another payment halfway through the job and the final payment made when you finish the job.“Send out invoices as soon as a job is done. Don’t wait for the end of the month. The sooner you send out invoices the sooner you’ll be paid. Plus, if you wait until the end of the month you may miss the window during which the company cuts checks for vendors and have to wait an additional month for payment. Consider accepting credit cards. Some customer will pay sooner if they can charge your services.”Being a freelancer is tough. But hopefully, these tips will help you keep your money on track. To learn more about managing your finances, check out these related posts from OppLoans:What’s the Quickest Way to Fix Bad Credit?From Budget to Baller: 6 Tips to Grow Your MoneyThe (Comprehensive) Couple’s Guide To Budgeting8 Ways To Save Money Today, Tomorrow and Every Day AfterWhat are your best tips for living the freelance life? We want to hear from you! You can find us  on  Facebook  and  Twitter.ContributorsJanet Attard (@JanetAttard) is a small business expert, author, and CEO of the  website Business Know-How ®.Ilene Davis is a CFP(R), MBA and author of  Wealthy by Choice:  Choosing your Way to a Wealthier Future. She has 35 years experience as a finan cial professional helping clients create a more secure financial future, better understand investing, and make wealth enhancing choices.Linda Formichelli is has been a full-time freelance writer and journalist since 1997.Paul Gordon  has worked in both insurance and healthcare industries.  First with insurance, building systems and process for paying health insurance premiums to employee plans to building a call center for all enterprise employees. In healthcare, Paul has been a practice administrator for multi-provider and location practices, responsible for all aspects of practice operations. Now, Paul is helps practices with all nature of operational consulting including, revenue cycle and improved workflow processes.Michael Minter is a managing partner of  Mintco Financial (@MintcoFinancial). He has written a book, been on TV, written articles, spoken at seminars, schools, and colleges. His dream is to reach as many people as he can to teach about a Personal Financial Plan.Debo rah Sweeney (@deborahsweeney) is the CEO of MyCorporation.com (@mycorporation). MyCorporation is a leader in online legal filing services for entrepreneurs and businesses, providing start-up bundles that include corporation and LLC formation, registered agent, DBA, and trademark copyright filing services. MyCorporation does all the work, making the business formation and maintenance quick and painless, so business owners can focus on what they do best.Abbey Woodcock has been a direct response copywriter since 7th grade when she wrote a 30-page sales letter asking her crush to the dance with dismal results. Since then, shes converted better writing sales pages and emails youve probably read from some of the biggest names online. Now she helps other freelancers build and grow amazing businesses at  BusinessofCopy.com.

Thursday, May 21, 2020

Why Journalism Ethics and Objectivity Matter

Recently, a journalism student from the University of Maryland interviewed me about journalism ethics. He asked probing and insightful questions that made me really think about the subject, so Ive decided to post his queries and my answers here. What Is the Importance of Ethics in Journalism? Because of the First Amendment to the U.S. Constitution, the press in this country is not regulated by the government. But that makes journalistic ethics all the more important, for the obvious reason that with great power comes great responsibility. One need only look to cases where journalistic ethics have been breached  Ã¢â‚¬â€Ã‚  for example, fabulists like Stephen Glass or the 2011 phone-hacking scandal in Britain  Ã¢â‚¬â€Ã‚  to see the implications of unethical news practices. News outlets must regulate themselves, not only to maintain their credibility with the public but also because they run the risk of the government attempting to do so. What Are the Biggest Ethical Dilemmas? Theres often a lot of discussion about whether journalists should be objective or tell the truth as if these were contradictory goals. When it comes to discussions like these, a distinction must be made between issues in which a quantifiable kind of truth can be found and issues in which there are gray areas. For instance, a reporter might do a story surveying statistics about the death penalty in order to discover whether it acts as a deterrent. If the statistics show dramatically lower homicide rates in states with the death penalty, then that might seem to indicate that it is indeed an effective deterrent or vice versa. On the other hand, is the death penalty just? Thats a philosophical issue thats been debated for decades, and the questions it raises cant really be answered by objective journalism. For a journalist, finding the truth is always the ultimate goal, but that can be elusive. Has the Concept of Objectivity Changed? In recent years, the idea of objectivity has been derided as a fixture of the so-called legacy media. Many of the digital pundits argue that true objectivity is impossible and therefore, journalists should be open about their beliefs and biases as a way of being more transparent with their readers. I disagree with this view, but its certainly one that has become influential, especially with newer online news outlets. Do Journalists Prioritize Objectivity? I think objectivity is still valued at most news outlets, particularly for the so-called hard news sections of newspapers or websites. People forget that much of a daily newspaper consists of opinion in editorials, arts and entertainment reviews, and in the sports section. But I think most editors and publishers, and readers for that matter, still value having on impartial voice when it comes to hard news coverage. I think its a mistake to blur the lines between objective reporting and opinion, but thats certainly happening, most notably on the cable news networks. What Is the Future of Objectivity in Journalism? I think the idea of impartial reporting will continue to have value. Certainly, the anti-objectivity proponents have made inroads, but I dont think objective news coverage is going to disappear anytime soon.

Wednesday, May 6, 2020

Audit Program, Materiality, and Rent Holiday Essay - 1

Essays on Audit Program, Materiality, and Rent Holiday Essay The paper "Audit Program, Materiality, and Rent Holiday" is a brilliant example of an essay on finance and accounting. Audit Program:The audit program is complete guidance regarding the evaluation process of businesses. It includes instructions on what and how much amount of data as evidence should be collected and analyzed. Further who will collect and analyze the data. Firstly all the accounting principles are understood and then audit strategy is formalized. It portrays an understanding and insights about the system and it is a fusion of mix of compliance which is basically tests of control and some other substantive tests that the auditors intend to do. The major purpose is to assist the performance of audit, record and control the implementation of audit, record all the objectives, purposes, procedures, sample size, timing and the basis of selection and it serves as evidence to the opinion of one performing an audit (Arter).Materiality:Materiality refers to the qualitative and quantitative omissions or misstatements which make it apparent verdict that influence the decision making of users that are mostly taken on the basis of financial statements.   It is mostly related to all the important errors, balances, transactions and errors which are a part of financial statements. Therefore, it defines all the verge and limit points after which the financial statements become significant to the users. So the information which is a part of financial statements has to be sufficient and complete in all the material aspects in order for them to signify an actual and fair presentation of the business (Accounting-Simplified.com).Rent Holiday:Rent holiday is a free or highly reduced rent for some specific time and that time period must not exceed twenty-four months. This rent is allocated in the lease for this mentioned period. Qualifying as a rent holiday depends on many things such as the number of months, the term of the lease, the amount reduced and the escalation clauses regarding the future rent payments keeping market conditions in the consideration (Bailey and Gaulin).The rent holiday has to be treated and recognized on an equal basis over the life of the lease, unlike the operating leases that do not affect the company’s balance sheet. The difference between rent expense and the rent actually paid is calculated and is considered as a deferred liability if the rents in the lease are increasing but if the rents are decreasing then it is taken as an asset. The future commitments are mentioned in the footnotes to the financial statements whether they are related to the capital or to the operations ( Financial Computer Systems, Inc).Audit Program Final:The audit program is final when the consideration of an entity’s internal program is complete. It should clearly define the scope of the audit and it should obtain the cooperation of all the auditees. Further, the team of auditors is formed up with the defined leading auditor, the audit plan has gained approval and has become a part of organization set of policies, it clearly reflects the all the purposes and objectives of audit and a report presenting all these are prepared by the audit program manager then the audit program is final and ready to launch (Kausek).

Writing About Literature Free Essays

In the stories â€Å"The Frog Prince† by Gustaf Tenggren and â€Å"Hazel Tells LaVerne† by Katharyn Machan are both very similar stories with relation to a frog. The one thing that seems to jump out to the reader is that one story takes place in a totally different time period than the other. Two comparisons that will be made in my story will be the main focus on the frog character and how time is such a big setting or difference from one story to the other. We will write a custom essay sample on Writing About Literature or any similar topic only for you Order Now The poem version of this frog prince â€Å"hazel Tells LaVerne† is told in past tense meaning the story had taken place the night before and the narrator is telling the story by what had happened while she was at work. As I read this story I quickly realized this had to have taken place in our present day and time because of the description told in the story about her cleaning of a toilet. Obviously the narrator sounded as if she wasn’t very much educated at all from the sounds of her talking. However, the author was very clever because she sounds as if she is trying to continue the actual story of â€Å"The Frog Prince† to a now modern day story of what would most likely occur today. In the actual fairy tale â€Å"The Frog Prince† details get very specific for this story is the actual and original story of â€Å"The Frog Prince†. The golden ball is key mentionable item in this story because its also mentioned in the poem†Hazel Tells Laverne†. Princess made a promise with a frog she came across in a well which was if the frog had gotten her ball she would bring the frog back to her castle, feed him, and sleep with him. She eventually broke her promises thinking because she had her ball after the frog retrieved it she didn’t have to follow up on the promise she made. The frog went to the castle told the king for he knew a word is someone’s word so she must follow through forcing her to do so. Princess got sick of it threw the frog into a wall but not least and a spell occurred and she turned into a frog and he a prince. The golden ball was mentioned in both stories which was why I assumed that maybe the poem was a continuation of the original fairy tale. Both stories had a frog prince which is why I will also conclude that maybe Katharyn Machan wrote the poem she did to make a shorter, more of modern day story of â€Å"The Frog Prince†, and maybe she wants to make a statement by how oblivious our society is today as to what it was hundreds of years ago. Both were very interesting stories in that they both had a different meaning and served a different purpose for not only the author but for the reader. It depends on how you perceive the message in the stories and this is how the story was presented to me which answers why I wrote what I did for my comparison between the two stories. How to cite Writing About Literature, Papers

Saturday, April 25, 2020

Teenage Wasteland By Anne Tyler Essay Example For Students

Teenage Wasteland By Anne Tyler Essay Building Blocks of a FamilyThe short story Teenage Wasteland by Anne Tyler is a revealing story about the trials of a mother and her son. Donny is what is known as a problem child, and Daisy cannot to seem to figure out what his problem is. Through many attempts she tries to reach to him through counselors, and outside help. This story reveals a lack of communication, feelings of inadequacy, and lack of parental control. Daisy reminisces on what Donny used to look like. He used to have blond hair -almost white- cut shorter than the other childrens so that on his crown a little cowlick always stood up to catch the light (Schwiebert 286). Times changed, and so did Donny. As he grew older, his hair grew darker, and he wore it longer past his collar even (Schwiebert 286). Danny is having some problems at school. It seems that he does not concentrate, or put forth the right amount of effort. Daisy learns from Donnys principal that Donny was noisy, lazy, and disruptive (Schwiebert 287). Daisy explains to the principal that her and her husband, Matt, have tried what they can. We dont let him watch TV on school nights. We dont let him talk on the phone till hes finished his Cox-2homework. But he tells us that he doesnt have any homework or he did it all in study hall. How are we to know what to believe? (Schwiebert 287) The principal gives Daisy the idea to check his assignments everyday. This wears down on Daisy and she becomes less involved in her daughters life, and short towards her husband. By the time her husband, Matt, came home, shed be snappish. She would recite the days hardships Matt would look surprised and confused, and Daisy would gradually wind down. There was no way, really, to convey how exhausting all this was. (Schwiebert 287) The lines of communication were broken. People were frustrated, and couldnt express themselves the way they should have. Especially Donny. In December, the school called again. This time they wanted Matt to come as well. (Schwiebert 287) Donny had run into more trouble. He had cut classes on at least three occasions. Smoked in the furnace room. Helped Sonny Barnett break into a freshmans locker. And last week, during athletics, he and three friends had been seen off school grounds; when they returned, the coach had smelled beer on their breath. (Schwiebert 287) Had anything that Daisy was doing getting through to him? Was it her fault? Had she really done all that she could have? She longed she ached for a time machine. Given one more chance, shed do it perfectly (Schwiebert 288) Daisy felt useless. She carried all the blame, and thought that she was the reason for Donnys downfall. Maybe if she had done things differently, it wouldnt be this way. It was arranged that Donny would visit a psychologist for testing. Daisy felt beaten. We will write a custom essay on Teenage Wasteland By Anne Tyler specifically for you for only $16.38 $13.9/page Order now Cox-3The psychologist said Donny had no serious emotional problems. He was merely going through a difficult period in his life. He required some academic help and a better sense of self-worth. The psychologist recommended Calvin Beadle, a tutor with considerable psychological training. (Schwiebert 288) Cals presence is welcomed at first. Just look at Donnys face when they picked him up: alight and full of interest. (Schwiebert 289) Slowly he begins maneuvering into the aspects of Donnys life. The tutor had set down so many rules! They were not allowed any questions at all about any aspect of school, nor were they to speak with his teachers. (Schwiebert 290) Cal was eliminating them from Donnys life. Daisy did not notice this until she received a concerned phone call from one of Donnys teachers. The teacher explained that Donnys grades were not getting any better since the tutor, and that hey were better when she was involved with his homework. When Daisy explains to her that that the tutor handles these things now, the teacher replies, I always deal directly with that parents. You are the parent, Miss Evans said slowly and distinctly. (Scwiebert 290) As Donny spends more time with Cal, the problems seem to increase. Then one day Daisy receives a call that Donny has been expelled from school due to some contents that were found in his locker. Instead of heading home, Donny finds his way to Cals. Daisy has now lost control of her son. Donny no longer takes her seriously, or sees her as a parental figure. Eventually, Daisy and Matt remove Donny from Cals tutoring, and send him to a public school. This breaks off any control that they might have had left. .u7e90966d008ea46f42430e871ea734f9 , .u7e90966d008ea46f42430e871ea734f9 .postImageUrl , .u7e90966d008ea46f42430e871ea734f9 .centered-text-area { min-height: 80px; position: relative; } .u7e90966d008ea46f42430e871ea734f9 , .u7e90966d008ea46f42430e871ea734f9:hover , .u7e90966d008ea46f42430e871ea734f9:visited , .u7e90966d008ea46f42430e871ea734f9:active { border:0!important; } .u7e90966d008ea46f42430e871ea734f9 .clearfix:after { content: ""; display: table; clear: both; } .u7e90966d008ea46f42430e871ea734f9 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u7e90966d008ea46f42430e871ea734f9:active , .u7e90966d008ea46f42430e871ea734f9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u7e90966d008ea46f42430e871ea734f9 .centered-text-area { width: 100%; position: relative ; } .u7e90966d008ea46f42430e871ea734f9 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u7e90966d008ea46f42430e871ea734f9 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u7e90966d008ea46f42430e871ea734f9 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u7e90966d008ea46f42430e871ea734f9:hover .ctaButton { background-color: #34495E!important; } .u7e90966d008ea46f42430e871ea734f9 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u7e90966d008ea46f42430e871ea734f9 .u7e90966d008ea46f42430e871ea734f9-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u7e90966d008ea46f42430e871ea734f9:after { content: ""; display: block; clear: both; } READ: 4)The Application of Science to Engineering EssayCox-4After everything, Donny runs away. The first week in June, during final exams, Donny vanished. The cops told Daisy that if Donny wanted to come that he would. Evidently, Donny didnt want to. (Schwiebert 292) Which one of the building blocks feel through? Which one was not there to keep Donny there? At night, daisy lies awake and goes over Donnys life. She is trying to figure out what went wrong, where they made their first mistake.(Schwiebert 294)English Essays